Recurring Cost Calculator
Enter any recurring cost — a subscription, a habit, a bill — at whatever frequency it occurs, and see what it adds up to over time.
Coffee at $6 daily, projected per year.
How this is calculated
We convert your entered amount and frequency into an annual figure, then scale that to weekly, monthly, 5-year and 10-year nominal totals.
These are nominal totals — a simple running sum of the amounts you enter. They don't assume the money would otherwise grow if invested.
Formula
Annual = amount × occurrences per year (365 daily, 52 weekly, 26 fortnightly, 12 monthly, 4 quarterly, 1 annually)5-year / 10-year nominal totals = annual × 5 or × 10Worked example
A $6 daily coffee habit adds up to about $2,190 a year, and roughly $10,950 over 5 years.
This calculator provides an estimate based on the numbers and assumptions you enter. It’s for general informational purposes and does not constitute financial, tax, legal, investment or credit advice. See our disclaimer and how we calculate pages for more detail.
Frequently asked questions
No — these are nominal totals, meaning a straightforward running sum with no assumed growth or interest.